Established practice · Auto lines

A formal review of what your auto policy actually covers.

Aventis Assurance Group prepares a written, line-by-line comparison of your current coverage against available alternatives — limits, deductibles, exclusions, and premium, set side by side. No guesswork, no verbal-only quotes.

View Coverage Lines

Review Summary — What You Receive

Current policy schedule
Itemized
Comparable carrier options
Up to 6
Written limit comparison
Included
Turnaround
Same business day
Cost of review
None

Coverage availability, rating plans, and eligibility vary by state. Figures shown are illustrative of the review process, not a rate quotation.

24/7

Request intake

6

Coverage lines reviewed

CIR

Certified representation

FL

Principal office

Certificate ID 1209410

Available on request

Written comparisons

Every figure documented

Appointed carriers only

Where certified and appointed

No obligation

Review does not bind you

Section 01

Coverage Lines We Review

Every review covers the same standard schedule, so nothing is quietly dropped when carriers are compared. Optional lines are flagged separately with their own premium impact.

01

Bodily Injury & Property Damage Liability

Mandatory in most states

The limits that respond when you are found at fault. We show your per-person, per-accident, and property caps against state minimums and against what your assets would actually require.

02

Collision

Optional — often lender-required

Repair or replacement of your own vehicle after impact, regardless of fault. Reviewed together with deductible tiers so the premium trade-off is explicit.

03

Comprehensive

Optional — often lender-required

Theft, vandalism, hail, flood, fire, glass, and animal strikes. Frequently the line clients assume they carry and do not.

04

Uninsured & Underinsured Motorist

Varies by state

Coverage that steps in when the at-fault driver carries nothing or carries too little. We flag any gap between this limit and your own liability limit.

05

Medical Payments / Personal Injury Protection

Varies by state

Medical expenses for you and your passengers irrespective of fault, coordinated with whatever health coverage you already hold.

06

Roadside Assistance & Rental Reimbursement

Elective endorsements

Towing, lockout, jump start, fuel delivery, and a rental vehicle while yours is in the shop. Small line items that are worth pricing rather than assuming.

Section 02

How the Engagement Works

1

Submit your details

Name, contact, and how to reach you. Two minutes, no policy documents needed at this stage.

2

Schedule the review

A representative confirms the states you drive in and the vehicles and drivers to be scheduled.

3

Receive the comparison

Your current schedule set beside available alternatives, line by line, with premium shown for each.

4

Decide, or decline

Keep the document either way. Nothing changes on your policy unless you instruct it in writing.

Section 03

About Our Firm

Aventis Assurance Group was organized around a straightforward observation: most drivers cannot say, in writing, what their policy would actually pay after a serious loss. Premium is visible; the schedule of limits rarely is.

Our practice is deliberately narrow. We work personal auto lines only, we document every comparison, and we put the trade-offs — a lower deductible against a higher premium, a raised liability limit against a dropped optional line — on paper before anyone is asked to make a decision.

Representation is provided in partnership with Nicholas Vlass, a Certified Insurance Representative, and only in states where certification and carrier appointment are in place. Where we are not appointed, we say so rather than routing you elsewhere quietly.

Practice Standards

  • Every quoted figure is put in writing before you are asked to commit.
  • We disclose which carriers we are appointed with, and which we are not.
  • Optional endorsements are priced separately, never bundled invisibly.
  • Your information is used to prepare your review — not sold as a list.
  • If your existing policy is the better arrangement, we tell you so.

Section 04

In Our Clients' Words

"I had been renewing the same policy for nine years without reading it. The written comparison showed my uninsured-motorist limit was a third of my liability limit. That alone was worth the call."
GO

Gregory Okonkwo

Charlotte, NC

"What I appreciated was the tone. No pressure, no countdown timer, just a document laying out four options and what each one would cost me. I took two days to think it over."
DW

Diane Whitfield

Columbus, OH

"They told me plainly that my current carrier was already competitive for my situation and that switching would save me very little. I did not expect that answer, and it is why I would go back."
RE

Ramón Escobar

Fresno, CA

Request your written coverage review.

Provide your contact details and a representative will prepare your comparison. There is no cost for the review and no obligation to change carriers.

Prices are based on rating plans that may vary by state. Coverage options are selected by the client, and availability and eligibility may vary. Discounts vary state to state and are not available in every jurisdiction. Aventis Assurance Group does not underwrite policies.